Where are you located?

I have offices in Novi, Bloomfield Hills, Southfield, Livonia, and Troy. If you'd like to meet in person, we can schedule a time at the location most convenient for you. I also offer phone and virtual consultations for your convenience.

When can I change my Medicare Supplement (Medigap) plan?

You can apply to change your Medigap plan at any time. However, depending on your situation and your state, medical underwriting may apply. I can help you evaluate your options and determine if it's a good time to make a change.

Does Medicare cover dental and vision?

Original Medicare does not include routine dental or vision care, such as cleanings, fillings, eye exams, or glasses. However, there are supplemental plans available that provide these benefits. I can help you choose a plan that complements your existing coverage.

Can you help with more than just Medicare?

Yes. In addition to Medicare planning, I offer guidance on long-term care insurance, life insurance, disability insurance, annuities, and a range of ancillary products like dental, vision, hospital indemnity, and more.

How much does it cost to work with you?

There is no fee for my services. I’m compensated by the insurance carriers when a policy is issued. My goal is always to help you make informed decisions—without any pressure or obligation.

I already have Medicare. Can I still make changes?

Yes. Depending on your current plan, you may be eligible to make updates during certain enrollment periods—or even outside of them in some cases. I can review your coverage and explain your options clearly.

What is hospital indemnity insurance, and do I need it?

Hospital indemnity insurance provides a cash benefit if you're hospitalized, helping cover deductibles, co-pays, or other expenses. It's an affordable way to reduce financial stress during an unexpected health event.

Can you assist my spouse, parent, or friend?

Absolutely. Many of my clients come from referrals. If someone you care about needs help understanding their insurance options, I would be happy to support them with the same personalized service.